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The MBNA-American Express partnership will likely be a great boost for American Express, but consumer watchdogs are hoping customers will reap something more than a Bongo University American Express card. But of course, some are better than others, so it is crucial that you do your homework and pick the right card that can help grow your business. Fair Isaac Corporation has been selling their FICO score for more than three years now via their website. This will likely result in a better credit score. With American Express, we combine the membership privileges with the affinity nature of most MBNA products -- the Penn State American Express card or the American College of Surgeons Amex cards -- and put a rewards platform on top of that and it's a compelling product for many customers, Donahue says.

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Take the time now to research credit cards – both secure and unsecured – and make today the first step toward a better credit score. Is there an introductory bonus offer? The MBNA-American Express partnership will likely be a great boost for American Express, but consumer watchdogs are hoping customers will reap something more than a Bongo University American Express card. Since American Express built its brand and reputation on international acceptance, so travelers shouldn't have any issues with either an American Express charge or credit card.During the first month that you use the Red American Express card, American Express will donate £5 to the Global Fund: an organisation that is helping children and women in Africa experiencing the affects of AIDS.